The Hidden Health Risk of Ignoring Your “Use-It-Lose-It” Dental Plan

Every year, millions of Americans lose hundreds of dollars in dental benefits without realizing they are putting their health at risk. “Use-It-Lose-It” refers to the policy under which unused benefits do not carry over to the next year. Not using this to your advantage can result in missed preventive care and poorer health.

What is the “Use-It-Lose-It” Rule?

The “Use-It-Lose-It” rule is simple. Dental insurance benefits carry over each year. Unused benefits are lost when the year is over. It is a common misconception that unused benefits will carry over to the following year, but that is not the case.

It is very important to plan ahead of time before the end of the year to avoid losing your benefits. Booking essential treatments, including exams and cleanings, guarantees you get the most out of the whole value of your dental plan.

Failing to take advantage of the benefits by the end of the year can result in the loss of being ability to reap the advantages of having good teeth and gums.

The Hidden Health Risks of Forgetting Your Plan

Skipping checkups and cleaning and bad oral health develop with problems like cavities and gum disease. Easily diagnosed simple problems may become costly, complex procedures. Postponing necessary treatments, such as fillings or root canals, causes more out-of-pocket costs.

Forgetting to use your dental benefits hurts more than your teeth. Poor oral health has been linked to severe illnesses such as heart disease, diabetes, and even oral cancer. Forgetting routine care makes these problems worse and leads to more severe complications in the future.

Why Prevention Is Key

Preventive care helps to provide long-term oral health. Routine cleanings, checkups, and X-rays identify issues before they become serious. The “Use-It-Lose-It” policy encourages you to book these preventive appointments before the year ends, instead of risking more invasive and pricey treatments in the future.

By using your benefits early on, you can maintain healthy teeth and gums and sidestep issues requiring more costly treatments. Being proactive about your dental care will save you time, money, and pain.

What You Can Do by Year-End

Maximizing your “Use-It-Lose-It” benefit is simple if you act now. Simply get a checkup or cleaning in by year-end to fully leverage your benefits. Call your dentist about any unused balance you have left for procedures such as fillings or crowns.

Don’t delay. Call your dental office today to set up your appointment. Double-checking your insurance benefits ahead of time ensures that you get them used up in full before they are lost. This simple step will save you from losing precious dental treatment and cost you less in the long run.

The “Use-It-Lose-It” policy is a good chance to keep your dental health intact without incurring unnecessary expenses. Don’t lose your unused benefits.

Book your appointment with us now to make the most of your benefits and safeguard your well-being. Don’t wait until it’s too late to reap the benefits of your dental cover before the end of the year.